business insurance

Starkweather & Shepley offers a full range of cost-effective commercial insurance and risk management solutions. From promising start-ups to established enterprises, businesses depend on Starkweather & Shepley commercial insurance to protect them from loss.

Although our firm has long been considered ‘generalists’, we have the knowledge, resources, stability and depth of experience to provide risk management solutions specially tailored to your specific industry and business needs.

Areas of Concentration we serve well are:

Alternative Risk

Alternative Risk Insurance

 commercial captive insuranceThrough our partnership with Innovative Captive Strategies (ICS) (, Starkweather & Shepley can advise you on whether a Captive Insurance alternative makes sense for you. A Captive Insurance Company is a special purpose insurance company whose primary role is to insure or reinsure the retained risk of its owners. In other words, it is a risk financing mechanism used as an alternative to traditional insurance.

Group Captive
A Group Captive brings together a group of independent businesses to form their own insurance company. The member participants own their underwriting profit and investment income. Starkweather & Shepley’s Group Captive Insurance Company comprises of best-in-class companies from a varying array of industries. This Captive will provide workers’ compensation, general liability and automobile liability/physical damage coverage for its members. Click here for more information on this innovative approach.

Single Parent Captive
A Single Parent Captive is a company that insures risks of its parent or affiliated companies. It is owned by one company and is designed for organizations with annual premiums in excess of $3 million. In the right situation, this arrangement can provide greater accountability for all profit-center programs.

Rent-A-Captives are designed to “rent” space to multiple programs/insureds through a “Segregated Cell” structure. These programs are designed to provide all the benefits of a Captive without the burden of ownership obligations.

Starkweather & Shepley can help you decide which, if any, of these Captive Insurance alternatives are right for you. For companies who are committed to managing risk and want to embrace that risk for reward, Starkweather & Shepley’s Group Captive Initiative holds an exciting and promising opportunity for you.


S&S Construction Insurance

Construction has been a primary focus for Starkweather & Shepley since 1879. Innovative risk management programs, insightful advice, appropriate coverage, and quick turn around for construction projects – It’s what you would expect from your insurance broker…a broker who listens.

Starkweather & Shepley understands the risks associated with construction projects. Providing adequate coverage is essential, but keeping costs to a minimum is a priority. We work with you to manage the risks associated with running a construction company.

Our focus is to help you develop “best practices” that can allow you to manage and transfer risk. If your goal is to do things right the first time, we can assist you with this endeavor.

We’re confident that the markets we represent, our insurance and bonding professionals, and our support programs specifically designed for contractors will meet your goals and needs. To arrange a meeting, please contact us.


Dental Malpractice Insurance

Professional liability insurance is available through the Professional Protector Plan ®, one of the oldest and largest dental professional liability programs in the country. The Professional Protector Plan sets the standard for outstanding coverage, superior claim service, dedicated legal counsel, comprehensive risk management training and useful, value-added features.

Base coverage features include:

  • Professional liability for you, your staff and your corporation
  • Occurrence and claims-made coverage forms available, allowing you to choose what best fits your needs
  • General/office liability
  • Employment practices liability coverage- defense coverage included, indemnity provision available
  • HIPAA defense coverage
  • Contractual liability
  • State board/licensure coverage
  • First aid/medical payments
  • And much more!

Professional Protector Plan ® offers malpractice insurance in both claims-made and occurrence forms. Before making a decision on which form better suits your needs, it’s important to understand a few basics about each.

Occurrence policy forms provide coverage for an injury or damage that takes place during the policy period, regardless of when the claim is made and reported. Provided the incident takes place while the policy is active, claims may be submitted to the insurance carrier at any time in the future. The limits of insurance in force at the time of the incident will apply.

Claims-Made policy forms provide coverage for an injury or damage that takes place during the policy period, provided the claim is made and reported while the policy is active. Coverage is not automatically available for claims submitted after the claims-made policy is cancelled or no longer in-force. Because of this, claims-made policies offer a special endorsement when cancelled, commonly called tail coverage, which allows claims made after cancellation to be considered for coverage. The limits of insurance at the time the claim is made and reported will apply.

The other major difference is pricing. Occurrence policies are more expensive in the early years of coverage, but do not require purchasing tail coverage upon cancellation. Claims-made policies are less expensive up front, but may require the purchase of tail coverage when the policy is cancelled (although many carriers offer provisions whereby tail coverage can be obtained at no cost).

Contact Us!
Care for a quote? Call us and ask for Jay McDonough or Jason Kelley. We are glad to answer your questions and share more details about the Professional Protector Plan Program!

Energy Insurance

Energy Risk Insurance

Starkweather Energy Risk Solutions is dedicated to Insuring Fuel Oil Dealers, Propane Dealers, C- Store Operators and Gasoline Haulers, HVAC Service and Installation Companies, Solar Installers, and those who also sell Kerosene, and Wood pellets. We have the resources to develop a comprehensive Risk Management program for your Energy- related business so that you can run a safer business and maintain your profitability.

We offer specialized programs that fill the gaps that often exist in standard programs. Some of the coverage and solutions Starkweather Energy Risk Solutions offers:

  • Property
  • Commercial General Liability
  • Commercial Auto and Transportation
  • Motor Cargo
  • Workers Compensation
  • Storage Tank Liability
  • Commercial Umbrella
  • Cyber Liability
  • Employment Practices Liability
  • Risk Management assistance surrounding MCS 90 endorsements, Terminal Access Agreement requirements, Waiver of Subrogation requirements, Subcontractor Agreements, and Broadened Pollution forms and endorsements

Helpful links:

  • Homeowner Oil Heating System Upgrade—MA Chapter 453:

Here are some other advantages we have that can make a difference for your business:

  • Starkweather and Shepley has been in business for over 137 years and as the 71st largest Broker in the US, we have the resources to fulfill all of your Insurance and Risk Management needs
  • We have a dedicated Claims staff to assist you and your employees in managing any claims you encounter in your business

“The Starkweather Difference”

Markets: We specialize at insuring your type of business, and given our size, we have access to many programs and markets that other agents do not

Coverage Review: We will perform a Comprehensive Review of your current program and share the results with you.

Pricing: We will evaluate your program and analyze your losses and find a way to secure maximum value for you.

We are also proud members of MEMA (Massachusetts Energy Marketers Association) and NEFI (New England Fuel Institute):

mema logo nefi-logo

Financial Insurance

S&S Financial Services Insurance

We established our Investment Industry Practice Group to assist key segments in Investment community in their quest to access a wide range of risk insurance products offered by industry leading carriers.

Our Practice Group focuses on the following Investment Industry sectors:

  • Private Equity and Hedge Funds
  • Securities Broker – Dealers
  • Mutual Fund Groups
  • Investment Advisors

The Investment Industry Practice Group of Starkweather & Shepley Insurance Brokerage, Inc. provides “hands-on” service and we work with you to identify the most appropriate, competitively priced coverage to address your practice liability needs.

Our Investment Industry Practice Group clients have access to:

  • Premium discounts from leading insurance carriers.
  • One-stop shopping for all your risk management insurance needs:
    • Errors & Omissions Liability
    • Directors & Officers/Employment Practices Liability
    • ERISA and Fidelity Bonds
    • Fund Liability
    • Investment Company Bonds
    • Business Identity Protection
    • Commercial Insurance including Property, Liability, Workers Comp, Auto,& Umbrella
    • Employee Benefits including Group Health, Life, Disability, etc.

Our nationally renowned personnel offers independent, unbiased insurance advice on the coverage options that are tailored to your firm’s specific needs. For more information, contact Andrew Fotopulos directly at or 781-234-0080.

Franchise & Affinity Programs

Franchise Affinity Insurance

franchise insuranceFranchisors, Franchises, and Associations have unique insurance needs … and a significant investment to protect. Starkweather & Shepley customizes insurance programs for organizations and franchises wishing to take advantage of their size and potential buying power. You and your franchisees or association members can benefit greatly from broader coverages, preferred rates, and superior claims services provided by the nation’s leading carriers by initiating franchise/affinity group programs.

Starkweather & Shepley has developed innovative solutions to solve the unique needs of franchise organizations and membership associations. Our programs include coverages important to the needs of the membership or franchisees that are often difficult or impossible to purchase elsewhere.

We’ll customize a program that manages the specific risks you are facing at more competitive rates than if each franchisee/member would purchase individually. We are confident the markets we represent, our staff, and our support programs specifically designed for you will meet your goals and needs. To meet, please contact us.

Collection Protection

Steiff Pink BearYou are passionate about your collections, and Starkweather & Shepley is passionate about insuring them. For decades, we have provided specialty programs for enthusiasts collecting everything from dolls to fishing lures to insulators.

  • Actual cash value paid at time of loss
  • Competitive pricing
  • Professional claim handling
  • Coverage of your collection in U.S., Canada & Puerto Rico

For additional information on specific Collectors’ Programs, download an application from your club or organization here:
pdf United Federation of Doll Clubs, Inc
pdf National Fishing Lure Collectors Club
pdf National Association of Miniature Enthusiasts
pdf National Insulator Association
pdf The Madam Alexander Doll Club

Healthcare / Medical Professionals

Healthcare Medical Insurance

medical insurancePerhaps no other field understand “risk” more than those in the health care industry. Life and Death decisions are routinely made and every activity in your profession is monitored and scrutinized… sometimes leaving you vulnerable.

Starkweather Healthcare Risk Solutions is dedicated to Insuring Healthcare/Medical Professionals by providing the best in class solutions, resources, and educational programs to meet the ever increasing risk management needs of organizations like yours.

In 2013, in our pursuit to make a positive impact in this vital New England constituency, Starkweather & Shepley acquired Crosbie-MacDonald Insurance, a leader in the Physician Professional Liability market since 1910. By merging this group of insurance professionals into our Starkweather Healthcare Risk Solutions team, we have expanded our territory to become a dominant regional player.

We invite you to discover “The Starkweather Difference”. To arrange a meeting, please contact us. Speak with members of our Starkweather Healthcare Risk Solutions practice group about programs to protect your practice or facility. Our team of professionals can assist you in the complex areas of Directors & Officers Liability, Medical Malpractice, Property and Liability, and Workers Compensation.

Starkweather Healthcare Risk Solutions understands the plethora of risks and trends associated with your industry and can provide valuable insight to guide you through this process of asset protection.


Hospitality Risk Insurance

retail and restaurant insuranceWe understand how hard it is to run a small business and that’s why it’s so important to find an insurance broker you can trust. Too often, restaurateurs and retailers find off-the-shelf insurance programs don’t cover their businesses adequately. Starkweather & Shepley has been working with retailers and restaurateurs since 1879 and we understand their specific needs.

Starkweather & Shepley has the resources to develop a comprehensive risk management program for you and offers specialized programs that fill the gaps that often exist in standard policies. Food service operations and retail businesses are among the industries where it is vital you have broad coverage programs or you can be left vulnerable in time of need. To arrange a meeting, please contact us.

Food spoilage, complex business interruption issues, worldwide resources, product recall concerns, and employee safety requirements need to be included in your risk management plan. Allow us to tailor a program that fits your individual needs.

Human Services

S&S Human Services Risk Solutions

Starkweather Human Services Solutions was established to support key segments of the Not-For-Profit human services community in their quest to access a wide range of risk insurance products offered by industry leading carriers.

We have specialized in this industry for decades and believe we are uniquely qualified to identify and diminish inherent risks faced by these organizations. Our merger with IPNE (Insurance Professionals of New England), an agency Starkweather recruited in 2012 to further expand on our breadth of knowledge, depth of bench, and commitment to Extraordinary Client Experiences for Human Services clients.

Starkweather Human Services Solutions focuses on the following human services Industry segments:

    • Adoption Agencies
    • Behavioral Healthcare Organizations
    • Child Care Centers
    • Community Centers
    • Developmental Disabilities Providers
    • Group Homes
    • Home Health Care
    • Homeless/Battered Shelters
    • Mental Health Organizations
    • Non-Profit Organizations
    • Religious Organizations
    • Social Service Organizations
    • Substance Abuse Rehabilitation Facilities
    • YMCA / YWCA/ YSO

Some of the coverages Starkweather Human Services Solutions offers:

      • Commercial Automobile
      • Management Liability including
      • Cyber Liability
      • Directors & Officers Liability
      • Employment Practices Liability
      • Fidelity/Employee Dishonesty
      • Fiduciary Liability
      • Property/Boiler Machinery
      • Workers’ Compensation
      • General Liability including
      • Professional Liability
      • Physical or Sexual Abuse
      • Foreign Liability & Travel Accident
      • Student Accident
      • Umbrella/Excess Liability
      • Employee Benefits (sponsored & voluntary) via Starkweather Benefits Solutions

Starkweather Human Services Solutions offers an array of risk management programs including, but not limited to:

      • Personalized Risk Assessment
      • Boiler & Machinery Inspections
      • CARF Accreditation Surveys
      • Disaster Planning
      • Contractual Indemnification & Lease Reviews
      • Driver Training and Fleet Safety
      • On-Site physical Inspections
      • Thermographic inferred Surveys
      • Workers’ Comp Loss Control Services

Other Tools Starkweather Human Services Solutions offers…

      • Risk Management Newsletters
      • Stewardship Reports & Service Timelines
      • Best Practices Seminars & Webinars tailored to our Not-For-Profit/Social Services clients
      • GPS Program for Fleets Vehicles
      • CFO RoundTable

Claims Management
Like most pro-active insurance agencies, we provide and review with you claims details and diagnose loss trends, before they become ‘toxic.’ However, unlike most generalists, Starkweather Human Services Solutions has dedicated claims management professionals that specialize in the Not-For-Profit/Social Services claims management. What does this mean to you – talk to us and find out.

Community Involvement
See the Starkweather Charitable Fund


Manufacturing Risk Insurance

Starkweather & Shepley was founded in 1879. James Starkweather, a manufacturer, and George Shepley, an insurance man opened an agency that changed the way people in Rhode Island would think about insurance.

In the early 1990’s, the Workers Compensation environment in Rhode Island was terrible. Everyone was forced into the assigned risk pool because no insurance carriers would voluntarily write the required coverage. Starkweather was at the forefront of the Self Insured Group (SIG) creation, specifically for the various manufacturing groups. SIMA (Self Insured Manufacturers Association), JIRMA (Jewelry Industry Risk Management Association), BIRMA (Business & Industry Risk Management

Association), and RINHG (Rhode Island Nursing Home Group) all were created and/or serviced by Starkweather. In fact, RINHG is still a growing, thriving self-insured program for the best nursing homes in RI. At the same time, we have invested greatly in our Group Captive initiative to support manufacturers looking for cost effective risk transferring tools, when applicable and appropriate.

Today, Starkweather & Shepley is still re-defining the definition of excellent customer service and what insureds should expect from their insurance broker. As one of the 100 largest U.S. brokers, we still manage the insurance needs of local individuals and companies.

10 Lifting Tips –

Parents Have Misconceptions of Manufacturing Careers –


Marine Insurance

S&S Marine Insurance

Our waterfront experience coupled with our market knowledge enable us to provide specialized coverage and personalized service. Our Claims Unit has the experience to navigate your claim for a timely resolution.

We employ insurance professionals with marine experience in placing insurance for:
maritime insurance

  • Boatyards
  • Boat Builders
  • Shipyard
  • Vessel Operators

Starkweather & Shepley, working closely with industry groups and insurance carriers, has successfully developed national programs for:

American Boat Builders Repairers Association
ABBRAGARD: A program designed exclusively for boat builders and repairers. Available only to members of the American Boat Builders & Repairers Association.

The Community Boating & Sailing School Program: Offered exclusively to organizations dedicated to sailing education.

Learn more about the Community Boating & Sailing School Program

CPORTThe C-PORT Insurance Program: Available to operators of quick response towing and salvage vessels. Endorsed by C-PORT, the trade association for professional towing and salvage companies.

Learn more about the C-PORT Program

ABYC logo
ABYC: The essential source of technical information for the international marine industry.

Learn more about the ABYC Marine Artisan Program
Learn more about the ABYC Marine Allied Program

rimta cmta MMTA logo

Real Estate Insurance

real estate insurance

“Some risks that are thought to be unknown, are not unknown. With some foresight and critical thought, some risks that at first glance may seem unforeseen, can in fact be foreseen. Armed with the right set of tools, procedures, knowledge and insight, light can be shed on variables that lead to risk, allowing us to manage them.”

Daniel Wagner

“Price is what you pay. Value is what you get.”

Warren Buffet

The complex real estate and development industry which exists in today’s climate calls for more than broad cost effective coverage, it calls for a well-rounded risk management approach. Starkweather focuses on proper transfer of liability techniques within the nuanced real estate and development industry. Proper transfer occurs through implementation of a trifecta approach: contract certainty, best in class risk management practices and proper insurance procurement and negotiation. At Starkweather, our team of insurance and risk management professionals understand how to access the commercial insurance markets and secure the appropriate coverage for all types of risk at the most cost-competitive price. This comes from a balance of expertise, sophistication and servicing. The real estate industry is a 24/7 industry and our team of professionals understands the need for rapid response and sophisticated servicing. From working with lenders and partners to assure insurance and risk management issues do not impede a deal to our dedicated claims team in place to maximize the most from of your coverage should a loss arise, our experienced team is integrated into your organization to function as a part of your risk management platform. Our expertise includes developing programs for various asset classes within the real estate industry:

  • Securing the placement of complex layered insurance programs for both property and casualty exposures;
  • Implementing premium allocations;
  • Creating and maintaining a proprietary claims management program;
  • Providing on-going trend analysis and peer benchmarking;
  • Implementing industry-specific safety and loss control engineering to reduce exposure and lower the overall total cost of risk (TCOR);
  • Conducting insurance policy audits as part of due diligence acquisition and divestiture processes;
  • Review third party contracts (i.e. vendor, tenant, property management, subcontractors, loan agreements) to assure proper transfer of liability to third parties as well as assure necessary language exists to trigger maximum coverage within client’s as well as third parties’ policies;
  • Monitoring third-party relationships through Certificate of Insurance tracking and reporting;
  • Evaluate the applicability of alternative risk strategies;

The industry expertise runs through the entire team structured to service your account. From the account executive, to the various brokerage teams, to the claims and client advocates, all have extensive real estate industry expertise and experience. These highly-trained individuals are experts in their selected disciplines and coverage lines and provide the support needed to allow you to focus on your business and portfolio. Providing the consultative, risk management approach to our real estate clients allows us to differentiate ourselves from the competition and allows our clients to reap the benefits.

Surety & Bonding

surety bonding insuranceByrne Bonding & Insurance, a division of Starkweather & Shepley has an outstanding reputation within the surety industry as one of the most skilled professional bonding agencies in the country. What sets our surety team apart is the professionalism and integrity of our personnel and their straight-talking persuasiveness.

The sureties we represent and the clients we serve have long respected Byrne Bonding’s…

  • dedication to the construction industry
  • depth of knowledge
  • quality of counseling
  • strong customer commitment

Our bond specialists…

  • understand the complexities of the construction/design business
  • are uniquely proficient at quickly assessing the critical surety issues that affect the contractor
  • effectively negotiate with the “right surety” for the desired level of surety support

Focused exclusively on building a valued relationship that will enhance the clients’ success, our surety team’s comprehensive customer service is tailored to the specific needs of the individual client.

For more information concerning Bid, Performance, and Payment Bonds, or to discuss your bonding program, please contact Byrne Bonding & Insurance, a division of Starkweather & Shepley.

Surety Bond Qualifications
Byrne Bonding & Insurance, a division of Starkweather & Shepley’s bond specialists have the qualifications you can rely on. This team has the experience, education and training to get the job done.

Members of the department actively participate and have taken leadership roles in various professional associations that serve the construction and design communities.

Technology / Life Science

Technology Life Sciences Insurance

technology and life science insuranceThere is risk in burgeoning industries like life sciences and new technologies. Advances in these fields hold promise for a brighter tomorrow…but the companies who are researching and developing new products need to safeguard their interests and assets today. Starkweather & Shepley takes the time to listen to your needs and provide winning solutions.

The risk involved in life sciences and new technology is best managed through education and experience. Starkweather & Shepley will listen to your concerns and understand your business’s risks using our experience in handling risk management programs for companies with worldwide exposure like yours. To arrange a meeting, please contact us.

A team of ‘tech’ professionals will guide you through the complex areas of Directors & Officers Liability, Clinical Trials, Errors & Omissions, Product Recall, and Ecommerce. Starkweather understands the plethora of risks and trends associated with your industry.

Transportation / Auto Dealerships


We do not quote! Your industry is unique and your insurance program cannot be treated as a commodity. We provide comprehensive risk management and loss control solutions for the transportation industry and auto dealerships. We specialize in local and intermediate trucking operations and auto dealerships who want complete coverage coupled with excellent customer service. We have the expertise and understand the importance of State & Federal filings and the impact of your DOT score on your insurance program.

We have access to the major insurance companies writing insurance for the transportation industry and auto dealerships. Since there are limited options for these classes of business, we have developed innovative solutions and strong relationships with these carriers to successfully meet your needs and expectations.

We will customize a program that is not only competitive, but will be comprehensive. We’re confident the markets we represent, our staff, and our programs will meet your individual company’s goals. For more information, contact Patrick Meacham directly at or 401-435-3600 ext.1366

ABYC Webinar

Strategies to Effectively Negotiate Your Insurance Renewal

Date: 11/16/2017
Start Time: 11:00AM EST


As a long-term client of Starkweather & Shepley we have had a couple of occasions to use their claims service. In each case they have been extremely helpful in getting our claim settled quickly and properly. They are knowledgeable, experienced professionals who are totally focused on taking care of their clients. We couldn’t ask for more than that.

From a Construction Service

… The biggest change I saw in comparing one agent to another is (their) accessibility and (their) ability to explain in terms that were understandable… Thanks for being there for me… don’t know what I would do without you…

From a Retail Franchisee

(They) have provided superb support to us as we have continued to develop, acquire, and manage various residential and industrial properties….Cannot imagine dealing with anyone other than (S&S) for our insurance needs…

From Real Estate Management

… great team of professionals…..That is why (they) earned our Vision Award for the many contributions you have made to us…

From a Social Services Organization

… Since 1984, we have utilized the insurance services of S&S… We have stayed with Starkweather not because of convenience, rather by choice…

From a Automotive Services Company

… helped us navigate thru some difficult area of risk management… Always extremely responsive to our requests and needs… it is the personal touch from everyone that sets Starkweather apart and makes them our trusted ally and business partner…

From a Retail Store Chain around New England

… we find they have met or exceeded our expectations on a daily basis… Each (claim) was handled professionally, with follow through and decisive action… Would be hard-pressed to find any firm who could come close to the satisfaction rating you have with us…

From a Food Processor

… coordinated both insured and self-funded plans and modeled results under various scenarios… helped us to effectively negotiate with the carriers, maximizing our end position…

From a Higher Education Institution

I have worked with Starkweather and Shepley for over 7 years… The service I have received is above and beyond any service I have experienced from other agencies…

From a Theatrical Organization

… The S&S people are highly accessible and very approachable from the CEO of the organization to the support team that delivers high quality service every single day…

From a Food Manufacturer

… Under (their) direction, they have taken away the concern, worked tirelessly on our behalf to collect the quotes and market information, and provided reassurance that we are protected at all costs and at the best costs. It is without hesitation that I would suggest to others they do the same by using these fine people at S&S…

From a Contract Manufacturer

As a restoration contractor, we work with a lot of claims people every day, and we’ve never seen an agency claims department that’s more professional and efficient than Starkweather & Shepley’s. It’s obvious they are totally dedicated to looking after the best interests of each client, and they are not afraid to get directly involved with adjusters and insurance company claims managers to get a claim settled properly. We have nothing but respect for the claims staff at Starkweather & Shepley.

From a Restoration Contractor

Starkweather & Shepley’s approach to insurance is unique and impactful.. We have found the Marine Practice Group both knowledgeable and committed to our Industry. They go beyond just the placement of insurance by providing choices, options, alternatives and 24/7 client centric service. I highly recommend their focused coverage review, facilities walk-thru, partnered with meaningful inquires, insightful discussion, and personalized relevance. This is the Starkweather Difference.

From an established New England Boat Builder

Our company has worked with Starkweather and Shepley for over 15 years. As an emergency business, we know the importance of fast response, knowledgeable staff, and excellent service. Whether it be a simple, local policy question, or a national issue affecting our entire industry, Starkweather has always been the first number we dialed and the last call we needed to make.

From an established Maine Rescue Company

Adam is part of a small team that earned our business after an intensive vetting process. Adam works hard to get answer fast, while patiently explaining (sometimes multiple times) policy details in understandable language. It has been a joy working with Adam and I look forward to continuing to do so.

From an established multi-state Marine Boatyard Owner

The Starkweather & Shepley team proved to be very thorough in their review of our prior insurance program. They did not just replicate what we had. They offered alternatives and were creative in recommending solutions to issues that arose during their initial visit to our facility. In the time since that first meeting, they have been responsive, open-minded, and very helpful in addressing our insurance needs.

From an established Southern custom Yacht Builder/Yard

You probably already know this but I just wanted to let you know how happy we are with Elizabeth. In a world where generally you only hear from customers when they have something to complain about I just felt it was important for you to know how highly we value and how deeply we appreciate her help with our E&O renewal process. It makes my life a little bit easier knowing that we are in good hands.

From a Financial Services Client

Insurance coverage for an auto dealership is complex and unique. Starkweather & Shepley (S&S) earned our NY workers compensation program by offering an alternative carrier that was impactful to driving our bottom line and a personalized approach that is meaningful to us. S & S clearly demonstrated their expertise in handling auto dealerships and delivered on their commitments presented at the time of the proposal. We are confident in our decision to make a change and look forward to a long term partnership with S&S.

From a NY Auto Dealership

“We engaged with [Starkweather] because they combined the best of both worlds… a broker we felt could place our portfolio into the most competitively structured and priced program as well as one that understood our industry and had the expertise to offer ongoing consultative risk management services.”

Testimonial from a Real Estate CompanySan Antonio, TX

“Michael Prentiss is professional down to earth and is a natural bridge maker. What I like most about him is that he usually has all the answers and when he doesn’t he finds it out for you. Michael is an asset to my company and I am confident he is always giving 110%. He is professional, personable and very knowledgeable about the manufacturing industry. He helped our company reduce our Workers Compensation premium by over 20%. We highly recommend Michael.”

Circuit Board Manufacturer

“Working with Mike and his team solved a big problem for me and my company. I requested a very fast turnaround and he responded immediately. I needed a complete review and overhaul of all my business coverages and he and his team succeeded. As a business owner of a successful 70 year old distribution company I recommend Mike and his team as a responsive and thoughtful insurance partner.”

Industrial, Janitorial, Packaging and Office Supply Distributor

“Our manufacturing facility has worked with Mike Prentiss for a number of years. Before we started doing business, our insurance package was not up to par and needed help. Mike jumped in and fine-tuned our coverage. His sense of urgency and knowledge of the insurance industry, particularly in the manufacturing area, are second to none. We could not be happier with the service, value and comfort knowing that we are in good hands.”

Aviation Parts Manufacturer

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